谁知道中国工商银行的英文简介呀？

1. 谁知道中国工商银行的英文简介呀？

Introduction of Industrial and Commercial Bank of China in 2008  
  
Since its foundation in 1984, Industrial and Commercial Bank of China has fully undertaken industrial and commercial credits and savings businesses which were originally transacted by People's Bank of China, therefore it has taken on the responsibility of accumulating the social wealth and supporting the national construction.

In 2005, Industrial and Commercial Bank of China has reformed the shareholding system and officially changed its name to "Industrial and Commercial Bank of China Ltd." (hereinafter referred to as "ICBC"). In 2006, ICBC has been successfully listed in both cities of Shanghai and Hong Kong simultaneously. After being listed in public market, ICBC altogether has 250,962,348,064 A shares, 83,056,501,962 H shares, and total equity of 334,018,850,026 shares.

With its leading market position, high-quality customer base, diversified business structure, strong ability of innovation, market competitiveness and excellent brand value in China, ICBC is now helping customers from all over the world to manage assets and create wealth with its sincere services and professional abilities, aiming at developing and improving itself to a leading international modern financial enterprise.

[Strong Capacity]
ICBC has very strong profitability. In 2007, the group has 81.99 billion yuan for after-tax profits, which is 65.9% growth than last year. Since the international audit has been introduced in 2003, ICBC's after-tax profits compound annual growth rate exceeded 38%. The cost-income ratio was 34.48%, continuing to maintain a reasonable level. It has won 0.24 yuan per share, an increase of 41.2%. By the end of 2007, its total market value rose to 338.934 billion U.S. dollars, an increase of 35%, it has the largest market value among listed banks in the world.

In order to enhancing the sustainability, ICBC has been implementing business transformation strategy. To satisfy the requirements of macro-control policies, Credit loans keep proper increase and structural optimization; improving the investment structures, expanding the financial businesses, and the capital operation profits has been increased to a great extent; vigorously developing intermediary businesses to diversify revenue growth channels. In 2007, the net interest yield was 2.80%, 0.39 percents more than the same period of last year; non-credit interest income accounted for 30.36% of total income; commissions and charges income increased 110.4%, 4.49 percents more than the same period of last year.

ICBC has also paced up in the implementation of comprehensive operation and international development strategies. Since the foundation of financial leasing company in 2007, ICBC's non-banking license businesses have been extended to markets like investment banks, funds and leasing. Purchasing shares of the largest banks in Macau and Africa, entering Russia, Indonesia and other new markets, ICBC has got 112 oversea institutions and built up a global service network covering main international finance centers and China's major trading and exchanging areas.

[Excellent Services]
In China and 13 other countries and areas all over the world, ICBC has 381,713 motivated, experienced staff, providing various and excellent financial products and services for 170 million individual customers and 2.72 million corporate customers.

Nearly 17,000 domestic and oversea institutions cover China's most big and middle-sized cities and main international financial centers, providing excellent services directly to customers. China's leading internet banking platform and four easily reachable channels of internet, telephone, mobile and self-service bank, provide six major categories of services including fund management, fees collections and payments, marketing services, financial management, sales agency, and e-commerce. VIP financing center, telephone bank, exclusive channel for internet bank, and professional financing planners, provide special services to VIP customers. ICBC has also established agent bank relationship with over 1,400 banks in China and other 122 countries and areas in the world, to further perfect the global service networks.

ICBC has made the first year after its listing as "excellent services year", improving and promoting services in various aspects such as business procedures, distribution channels, services patterns and product categories, aiming to develop itself to the financial corporation with the best services in China.

[Diversified Business]
As the biggest commercial bank in China, ICBC provides diversified, professional financial services to corporate and personal customers.

Corporate Finance Business
ICBC, the biggest corporate bank in China, has got 2,720,000 corporate customers by the end of 2007.

ICBC insists on steadily developing credit business and maintains to be the first credit bank in China. ICBC keeps strengthening on keystone industries and areas, promoting the construction of "green credit" and enriching financing products. By the end of 2007, domestic corporate loans balance amounted to 2.914993 trillion yuan, an increase of 15.2 percents; domestic corporate deposits balance amounted to 3.402683 trillion yuan, an increase of 20.1 percents.

ICBC has developed financial products and perfected financial products linkage marketing mechanism, providing comprehensive financial services to SMEs. By the end of 2007, there were 44,963 small enterprises with domestic financing balance, an increase of 23.3% compared to that of the beginning of the year.

With 28 domestic agent cooperating insurance companies, 98 third party depository business cooperating securities traders, and 73 domestic agent banks, the bank-insurance business of ICBC continues to take market-leading place, and other institution businesses such as bank-securities, bank-futures, inter-bank and financial cooperation are developing rapidly.

Notes discount balance market shares maintain to be the biggest among the industry. ICBC has successfully transformed the pricing mechanism of financing instruments from fixed to floating interest rate, becoming the first commercial bank that fully adopts Shibor as the pricing mechanism of financing instruments.

ICBC has both consolidated advantages in traditional settlement products and been increasing add-value services. Its public settlement accounts exceeded 2,300,000, and its public RMB settlement amounts to 400 trillion yuan, an increase of 53.8%. Cash management service has extended from single funds-centralized management to comprehensive financing business, with 58,563 cash management customers. It has won the title of "Best Cash Management Bank in China" by "The Assets" and "Finance Asia" in Hong Kong.

Perennial financing consulting business customers have been increased steadily. Structured financing, syndicated organization, merger and reorganization have been improved. Programs such as "Bao Gang Group merges Ba Yi Steel" were accomplished. In 2007, ICBC's short-term financing bonds underwriting balance amounted to 53.6 billion yuan, became the largest bonds underwriting agency in China.

ICBC provides financing services covering international and domestic trading financing procedures for the customers, and works out international settlement and trade financing centralized operation schemes. In 2007, trading finance from domestic branches accumulated to 223.646 billion yuan, an increase of 132.9%; accumulatively transacting international settlement business 593.3 billion dollars, an increase of 48.5%.

There are 82 trust security investment funds, leading the domestic trust fund market. National social security fund trusts, corporate pension fund trusts, QFII, QDII, and other global trusts, insurance assets trust have increased rapidly. With the total net value of trust assets amount to 1316 billion yuan, ICBC became the first domestic trust bank to surpass trillion. It won the honor of "Best Trust Bank in China Mainland" from "The Assets" in Hong Kong, and "Best Trust Bank in China" from "Global Finance" in the US.

The pension business keeps the leading role in the market. ICBC is qualified to deal with all the businesses of corporate pension funds management, managing 3,477,000 corporate pension individual accounts and trust pension fund 18.78 billion yuan.

The noble metal business develops rapidly. The first gold bar with the brand name of "wishes gold" has sold out over 50,000. Individual accounts gold and agent practical gold keep developing. In 2007, the self dealing and agent business of noble metal accumulated to 288 tons, acting for Shanghai gold exchange with settlement amounting to 90.7 billion yuan, keeping its advantage in agent gold settlement business.

ICBC develops domestic and foreign currency agent financing business in all aspects. It has created new agent oversea financing products and launched "financing + trusting" financing products, to enrich relative products in capital market. In 2007, ICBC issued corporation financing products amounting to 115.2 billion yuan, an increase of 175.6%. There were all together 5 financing products listed in "2007 Best Bank Financing Products" of "Financing Weeks".

Personal Finance Business
ICBC insists on market oriented, customers centered policies, speeds up business innovations, improves customer services, ICBC develops itself to be "the First Retail Bank" in China. It has won the honor of "Best State-Owned Retail Bank in China" from "Asian Bankers" magazine in Singapore.

Emphasizing on maintaining and developing excellent customer, ICBC has been speeding up the innovations of deposit products, promoting development of deposits and various other financing business. By the end of 2007, domestic deposit balance amounted to 3,244.074 billion yuan.

With great effort in developing personal loans business which mainly includes personal house, personal consumption and personal operation loans, ICBC has promoted the market value of "Happy Loans" brand. By the end of 2007, domestic personal loans balance amounted to 752.113 billion yuan, took the first place of personal loans market shares.

In accordance with the warming-up needs of customer financing, ICBC has launched various products to satisfy personal investors, such as new share purchase, fund optimization and agent oversea financing. In 2007, ICBC launched 35 RMB financing products and 24 foreign currency financing products, accumulating sales to 154.4 billion yuan, keeps to be the leading role among the industry; ICBC acted for sales of various financing products of 964.3 billion yuan, an increase of 200.7%, at the leading place among the industry in the aspects of funds agent sum, funds stocks, customer number, market share of agent bank insurance products and national debt sales. Personal financing products domestic sales amounted to 1,118.7 billion yuan, an increase of 182.4%.

As an exclusive brand for middle-and-high end personal customers, "financing funds account" service improves continuously, with customers exceeds 3,020,000. By the end of 2007, it had 1,112 financing centers, 95588 telephone bank, internet bank and other electronic channels to provide exclusive services. ICBC launched "Wealth Stage" theme marketing activity to provide add-value service. AFP and CFP amounted respectively to 5,083 and 861, 27.2% and 38.1% in the market share, took the first place among the industry.

Bank Card Business
ICBC is the largest credit card issuing bank with the most complete card categories in China. It keeps launching new products, such as euro credit card, Peony Express Business Card, Peony UnionPay Card, Peony Sports Card, new Peony Traffic Card, ect. It has constructed operation outlets service system and VIP service center. It has enhanced the cooperation with international card organization and chose oversea agent issuing institutions. By the end of 2007, the issuing volume of credit cards amounted to 23,380, and the consumption volume amounted to 161.9 billion yuan, still at the leading place with both issuing volume and consumption volume. The overdraft balance of credit card amounted to 8.241 billion yuan, with an increase of 59.5%.

With debit card as its platform, ICBC has built up a personal financial service pattern. With multi-accounts and multi-functions advantages of Peony Money Link Card, ICBC has enhanced marketing channels and exerted payment and settlement functions to diffluent the counter pressure. By the end of 2007, the issuing volume of debit cards amounted to 187 million, an increase of 8.58 million, and the yearly consumption reached 454.3 billion yuan, with an increase of 71.4%.

By the end of 2007, the issuing volume of bank card breached 210 million, an increase of 21.49 billion, accomplishing business income 4.537 billion yuan, an increase of 40.6%.

Funds Business
ICBC considers the funds business as its strategic emphasis to promote operation reformation and develop future market competitiveness, steadily improving its operation of domestic and foreign currency in various financial markets.

In 2007, domestic institutions had financed RMB inwardly and outwardly altogether 6,096.7 billion yuan, an increase of 27.6%, of which outwardly financing 4,113.3 billion yuan, inwardly 1,983.4 billion yuan. The trade volume of foreign currency market in the whole year amounted to 868.2 billion U.S. dollars, an increase of 43.5%.

As an intermediate merchant between the banks, the bonds performing bilateral quoting include 5 terms of 3 levels of credit ranks, and daily quoting bonds amounted to 12, and counter market quoting bonds amounted to 33. In 2007, the trading volume of counter book-entry bonds amounted to 1.53 billion yuan, still at the first place of market shares. The trading volume of RMB trading bonds in the whole year breached 2 trillion yuan. The trading volume of foreign currency bonds in the whole year amounted to 5.12 billion U.S. dollars.

RMB bonds investment emphasizes on preventing the interest rate risk. ICBC is mainly involved in the middle and short term RMB bonds. By the end of 2007, RMB bank account bond investment balance amounted to 2,858.554 billion yuan. Facing the crisis caused by the sub-mortgage market in the US, ICBC has adjusted to the combination of foreign currency bonds and investment, improving the investment profits remarkably.

ICBC provides its customers with RMB and foreign exchange trading products such as spot foreign exchange settlement and sales, long-term foreign exchange settlement and sales, RMB foreign exchange swaps, acting for foreign exchange trading, foreign exchange forwards, swaps, options and other financial derivatives. Meanwhile, ICBC provides various businesses of domestic and foreign currency financing and asset debts management, and it also provides personal customers with account gold trading service. In 2007, the trading volume of agent foreign exchange amounted to 275.831 billion dollars.

Internet Bank Business
Internet bank business of ICBC maintains its leading place in the market in the aspects of channel, product, customer and brand. By the end of 2007, there has been 4013 outlets building up internet banking service; the customers of internet bank amount to 80.96 million; the trading volume, amounted to 102.88 trillion, achieved a great increase of 127.5%; businesses breach 37.2% of the whole industry, enhancing the diffluent counter pressure.

In 2007, corporate internet bank achieved a trading volume of 85.74 trillion yuan, and personal internet bank achieved 4.15 trillion yuan, increasing respectively by 133.8% and 205.1%; personal and corporate internet bank customers amounted to 39.08 million and 0.98 million. ICBC has won "Best Personal Internet Bank in China" from "Global Finance" in the US for consecutive five years, "Best Deposits Service Internet Bank in Asia" and "Best Deposits Service Internet Bank in the World" for the first time; it won the first place with absolute advantage in the second "Internet Bank Test" hosted by "Hexun"; it also won the honor of "Best Internet Bank in China" in 2007 awarded by CFCA.

The products and functions of telephone bank have been enriched, and the intensiveness has been further improved. In 2007, total incoming calls amounted to 250 million, among which manual answer amounted to 28.51 million. In the "Best Call Center in China" contest, ICBC won "Best National Call Center Management Team", "Best Call Center Manager"; in the fourth Asia-Pacific Best Call Center election, ICBC won "Special Contribution Honor of Call Center in China".

Self-help equipments have had increasingly large input, and the self-help bank networks have been expanded rapidly. By the end of 2007, ICBC has got 4890 self-help bank center, 23,420 ATMs, with the trading volume of ATMs amounting to 1,069.6 billion yuan, an increase of 71.0%.

[Advanced Technology]
Adopting "technology-orientated" strategy, ICBC maintains its leading place among the domestic banking industry in the aspect of information technology, remarkably improving its business development and operation management capacity. In 2007, ICBC was listed among the top in "China's Corporation Informationization Top 500", and won "2007 Technology Honor---Global Bank Cash Management Honor" held by "the Bankers" magazine in the UK.

ICBC was making breakthroughs by innovation, owning 63 patents. The information system, customer financing, cash management, internet bank and other products have been enriched, and various inner management systems have been completed.

The information system runs securely and steadily. ICBC has constructed a wholly system within city and between different cities for anti-disaster preparation. The capacity, performance and technology of the system are all among the world's top ones.

2. 关于中国工商银行的简介

中国工商银行简介 
  中国工商银行股份有限公司（简称中国工商银行）在中国拥有领先的市场地位，优质的客户基础，多元的业务结构，强劲的创新能力和市场竞争力，以及卓越的品牌价值。
  2005年是中国工商银行股份制改革取得丰硕成果的一年。4月21日，国家正式批准中国工商银行实施股份制改革，注资150亿美元，随后中国工商银行顺利完成了财务重组和国际审计。2005年10月28日，中国工商银行由国有独资商业银行整体改制为股份有限公司，正式更名为“中国工商银行股份有限公司”，注册资本人民币2,480亿元，全部资本划为等额股份，股份总数为2,480亿股，每股面值为人民币1元，财政部和汇金公司各持1,240亿股。
  经过财务重组、发行长期次级债券、资产组合优化等工作，中国工商银行资本实力显著增强，资本充足水平大幅提升。2005年末资本净额3,118.44亿元，加权风险资产净额31,522.06亿元，核心资本充足率8.11%，资本充足率9.89%。资产质量显著提高。
  2006年1月27日，中国工商银行与高盛集团、安联集团、美国运通公司3家境外战略投资者签署战略投资与合作协议，获得投资37.82亿美元； 2006年6月19日，工商银行与全国社会保障基金理事会签署战略投资与合作协议，社保基金会将以购买工行新发行股份方式投资180.28亿元人民币。工商银行多元化的股权结构业已形成。

  一、实力强劲
  2005年中国工商银行各项业务经营态势良好，财务实力大幅增强，资产质量显著提高。截至当年末，中国工商银行通过18,764家境内机构、106家境外分支机构和遍布全球的1,165家代理行，以领先的信息科技和电子网络，向大约250万法人客户和1.5亿多个人客户提供包括公司银行、个人银行、资金营运、电子银行和国际业务在内的本外币全方位金融服务。
  2005年末，中国工商银行资产总额人民币64,541亿元，各项贷款人民币32,896亿元，各项存款人民币56,605亿元，实现营业净收入1,505.51亿元，实现净利息收入1,378.58亿元，当年实现净利润337亿元。资产利润率和资本利润率达到0.59%和13.3%。成本收入比40.71%，达到国际银行业先进水平。
  2005年，工商银行大力发展中间业务与资金业务，实现非利息收入126.93亿元，增加17.19亿元。其中手续费净收入105.46亿元，主要得益于电子银行、投资银行、银行卡、资产托管等业务40%以上的大幅增长。
  2005年末工商银行信贷资产在总资产中占比49.7％，首次低于50%，出现了根本性变化。信贷投放保持适度增长，各项贷款余额32,895.53亿元。非信贷资产32,482.45亿元，在总资产的比重增至50.3％。债券投资主要投向央行票据、政策性金融债和国债。负债总额61,966.25亿元，其中各项存款余额56,604.62亿元。
  随着信贷风险管理和控制的加强，新增贷款保持较高质量。加之2005年财务重组剥离不良贷款6,350.02亿元，不良贷款大幅下降，不良贷款余额1,544.17亿元，不良贷款率降至4.69％。
  中国工商银行的经营业绩为世界金融界所瞩目。从1999年开始，中国工商银行年年入选《财富》世界500强，多次被《欧洲货币》、《银行家》、《环球金融》、《亚洲货币》和《金融亚洲》评选为"中国最佳银行"、"中国最佳本地银行"、"中国最佳内地商业银行"，并连续被国内媒体评为"中国最受尊敬企业"。2005年标准普尔评级公司连续两次提升工商银行的信用评级，2006年7月，穆迪评级公司将工商银行的综合财务实力评级的前景展望由稳定调升为正面。

  二、业务多元
  1. 公司业务
  中国工商银行运营着中国最大的公司银行业务，支持了众多基本建设、基础产业、重大项目、重点企业，以及中小企业的发展。2005年中国工商银行积极构筑统一营销平台和分层次营销体系，继续重点加强石油石化、电力、电信、公路、铁路、民航和港口等重点基础产业和基础设施领域营销；适度和有区别地增加城市基础设施、高新开发区建设、房地产业等行业贷款投放；有选择地加大对现代制造业、现代物流业、环保产业和新型服务业、文化产业、医疗卫生等新兴行业的信贷投放，积极拓展跨国公司、中小企业信贷市场，行业结构和客户结构持续优化。在巩固和发挥传统业务优势的同时，大力拓展现金管理、投资银行、资产托管和各类理财等高成长性、高技术含量和附加值的新兴中间业务，发展银团贷款、财务顾问、结构化融资、综合金融服务方案等高端业务，产品结构和收益结构日趋合理。
  2005年末，对公存款余额25,438亿元，对公贷款余额27,622亿元，主要集中在中长期贷款和票据融资。新增搭桥贷款、备用贷款和内保外贷等业务。境内银团贷款余额723亿元。
  工商银行与国内外12家保险公司签订全面合作协议，与140多家证券、期货公司签订各类合作协议，与国内45家银行机构正式建立代理行关系，支付结算代理业务和代理清算业务规模继续扩大；“银关通”、“银财通”、“网上银财通”和“银税通”系统不断完善。
  2005年工商银行继续巩固人民币结算第一大行的地位。人民币结算量185万亿元。推出 “财智账户” 品牌，整合服务提升品牌价值。年末现金管理客户数累计达17,663户。
  全年实现投资银行业务收入20.18亿元，首批获得短期融资券主承销商资格，成功发行了3只融资券。工商银行担当财务顾问的张裕集团股权转让项目被全国工商联并购公会、全球并购研究中心及中国并购交易网评为“2005年中国十大并购事件”。 
  2005年末托管资产2,132亿元，实现托管业务收入2.63亿元。证券投资基金托管继续保持领先优势，保险资产托管、企业年金托管、QFII等其他托管业务持续推进，首家开办证券化托管。在国内托管银行中率先通过SAS70国际内控审计认证，分别荣获《全球托管人》杂志和《财资》杂志评选的2005年度“中国最佳托管银行”称号。
  全年累计发放委托贷款430亿元；代理国家开发银行监管贷款、资金结算321亿元，代理中国进出口银行出口卖方信贷业务及结算业务137亿元。
  代理上海黄金交易所（以下简称“金交所”）128家会员单位中85家的资金清算，清算金额542亿元，位居金交所资金清算总量第一；拥有黄金代客客户130户，代客黄金交易量29吨，代客铂金交易量3.2吨。
  首批取得企业年金基金账户管理人和托管人资格，是国有商业银行中惟一获得两项业务资格的机构。截至2005年末，管理个人账户29.6万户，托管年金基金43亿元。
  中国工商银行与瑞士信贷、中国远洋集团合资建立工银瑞信基金管理有限公司，迈出了多元化经营的新步伐。
  2. 个人业务
  工商银行的个人金融业务居国内首位，构筑了以个人结算、银行卡业务、个人理财类产品为主的个人中间业务体系，并拥有最大的理财客户规模和银行卡客户群。2005年，工商银行在居民储蓄、个人贷款、个人中间业务、银行卡等众多零售金融服务领域继续保持主导地位，客户结构得到持续优化，网点综合竞争能力和多渠道综合应用水平显著提升。连续第三年获得了《亚洲银行家》杂志“中国最佳国有零售银行”称号。
  2005年末，储蓄存款余额31,166亿元，个人贷款余额5,274亿元，其中个人住房贷款余额4,593亿元，个人贷款余额继续保持同业第一位。
  2005年实现个人手续费净收入59.93亿元，占手续费净收入总额的56.8％。个人结算、银行卡业务、个人理财类产品销售构成个人中间业务收入的主要来源。面向高端个人银行客户，推出短信账单、理财课堂、银行管家服务等新功能与新服务，年末“理财金账户”客户总数达到188万户，增长51.6%。主要代理业务领域继续保持行业领先，代理销售凭证式国债市场占比31.2％，为最大分销商，代理销售开放式基金707亿元，代理销售保险产品保费总计322亿元。
  年末，银行卡总发卡量14,522万张，银行卡总消费额2,410亿元。实现银行卡业务收入23.46亿元。发展基于芯片的EMV多功能信用卡，信用卡安全性进一步提高。
  3. 资金业务
  中国工商银行在资本市场表现活跃，积极参与银行间市场资金运作、票据市场资金运作、债券市场资金运作和外币资金营运。
  2005年，工商银行首批取得企业短期融资券主承销商资格，办理了市场首笔债券远期交易，推出“工行债市通”法人人民币理财产品，发行了首期350亿元次级债券。
  全年通过银行间市场回购、拆借等方式融出资金16,131亿元，融入资金1,400亿元；央行票据交易量6,619亿元，全年现券买卖交易量1,886亿元。
  2005年票据融资交易量首次突破万亿元，达10,076亿元，票据贴现余额3,928亿元，占各项贷款余额的11.9%。实现票据贴现利息收入90.45亿元。
  全年实现债券投资利息收入440.84亿元，债券投资交易价差收益4.29亿元。
  4. 电子银行业务
  中国工商银行拥有自助银行、电话银行、手机银行和网上银行构成的电子银行立体服务体系。网上银行个人客户、企业客户、电话银行个人客户均居同业首位。作为国内最大的电子金融服务商，2005年实现电子银行交易额46.8万亿元，业务笔数占全行总量的26%，业务收入4.21亿元，增长79.1%。中国工商银行四分之一强的业务是通过非柜台渠道办理的。
  中国工商银行是国内最大的电子商务在线支付服务提供商。2005年推出网上银行专业版银企互联、通用缴费等多项新产品和 “工行财e通”与“U盾”证书等品牌，实现了网上银行本异地账户的统一管理。全年网上银行交易额42.2万亿元，个人客户数和企业客户数分别达到1486万户和32万户。电子商务在线支付年交易额达到116亿元，较上年增长1倍，连续第三年赢得美国《环球金融》杂志评选的“中国最佳个人网上银行”和国内网上银行调查、评选的多项大奖。
  电话银行率先在国内推出全国电话银行异地漫游以及香港与内地的互动漫游服务，建立了南、北两大电话银行托管系统，全行一体化电话银行范围扩展到26家。
  截至2005年末，工商银行拥有ATM机18,270台，自助银行1,473个。全年共有1.41亿笔交易通过自助银行网络完成，交易总额达1,340亿元。
  5. 国际业务
  中国工商银行不断推进跨国经营，加快建立本外币、境内外业务均衡协调发展的经营格局，为越来越多的企业走向国际市场提供信贷和融资服务。
  截至2005年末，外币总资产612亿美元，境外分行及机构实现税前利润总额1.8亿美元。年末，各项外币存款余额291亿美元。各项外币贷款净额291亿美元。组建国际结算单证中心。全年办理国际结算业务2,928亿美元。
  2005年代客外汇资金交易量为1,432亿美元，其中结售汇业务量1,052亿美元，代客外汇买卖业务量304亿美元，代客理财与风险管理业务76亿美元。首批获得银行间外汇市场做市商资格。
  截止2005年末，工商银行与114个国家和地区的1,165家银行建立了代理行关系，在全球各主要金融中心设有106家分支机构和控股银行。
  境外控股机构中国工商银行（亚洲）有限公司（“工银亚洲”）年末总资产1,154亿港元；实现税前利润12亿港元；每股基本盈利为0.91港元；全年平均普通股股本回报率为11%、平均资产回报率为0.9%；资本充足率为15.7%，不良贷款率为0.9 %。2005年 10月，工银亚洲宣布与华比银行的整合已全部完成。

  三、科技先进
  数据集中工程、全功能银行系统和数据仓库三大科技项目，是工商银行搭建国际先进水平金融信息技术平台的基础。2002年10月完成的数据集中工程，是我国金融系统数据集中的开创性工程。工程完成后，全行所有经营数据集中于北京、上海两个数据中心，使业务处理效率与稳定性有了可靠保障。
  2005年，工商银行以强化客户服务和经营管理信息化为核心，实施数据集中、数据中心整合等一系列工程，推广和优化全功能银行系统，成为国内首家完成全行数据和信息处理集约化，拥有统一、标准、规范的核心业务应用平台的大型商业银行。
  通过先进的信息技术引领金融服务产品不断创新。成功开发投产法人和个人客户信贷管理系统，成为国内首家具有自动信贷控制体系的银行。自主研发了个人理财、国际结算、外汇汇款等优势产品，不断完善现金管理、银行卡等高端业务系统。不断优化网上银行、电话银行、手机银行等各类自助服务渠道。工商银行共向国家知识产权局提交专利申请33项，USBKEY数字证书等9个项目获得了国家知识产权局授予的实用新型专利。

  四、管理规范
  1、公司治理
  中国工商银行实行统一法人授权经营的商业银行经营管理体制，总行是全行的经营管理中心、资金调度中心和领导指挥中心，拥有全行的法人财产权，对全行经营的效益性、安全性和流动性负责。全行实行"下管一级、监控两级"的管理模式，在授权和授信管理的基础上，建立了现代商业银行的风险、资金、信贷、内控和人力资源等管理体制。
  2005年通过股份制改革，公司治理结构进一步完善。依据“三会分设、三权分立、有效制约、协调发展”的原则，设立了股东大会、董事会、监事会，聘任了高级管理层。不断强化股东大会、董事会、监事会和高级管理层之间独立运作、密切配合、相互制衡、有效监督的现代商业银行公司治理机制，企业的风险管理与内部控制能力进一步加强。
  2、风险管理
  中国工商银行具有国内领先的风险控制能力。在风险管理委员会的领导下，实行包括信用风险、市场风险、操作风险、流动性风险在内, 贯穿风险识别、计量、监测、控制、处置、补偿全过程的全面风险管理。2005年风险控制的重要举措包括：
  信用风险管理。明确法人客户积极进入类、适度进入类和限制进入类行业；建立贷款大户风险监控体系和长效机制，建立重点关注客户名单和风险应急机制；促进信贷业务区域结构的战略性调整；实施有别于大客户的小企业信贷政策；实行与国际接轨的客户融资风险总量控制。针对个人客户信用风险，开发个人信贷管理系统（PCM2003系统），实现由电子系统记录流程中各岗位的操作与管理行为。建立消费信贷审批中心，制定个人客户统一授信制度和管理办法。
  流动性风险管理。引入国际通用的流动性风险计量模型，设计适合本行实际的风险计量方法和标准。
  市场风险管理。建立了贷款定价模型和利率核心指标，起草了利率风险管理暂行办法；上收了杂币小额外币存款利率权限；成立了外汇资金业务中台；年底成为银行间外汇市场做市商。
  操作风险与内部控制。2005年成立操作风险管理委员会，初步建立操作风险监测指标体系，建立操作风险管理报告制度。制定《中国工商银行内部控制规定》，编制《中国工商银行内控体系建设五年规划》；重新设计、优化公司和个人信贷等业务的运作流程；建成反洗钱电子监控系统并投入运用。

  五、基本信息及业务范围
  中国工商银行注册地址是中国北京市复兴门内大街55号，法定代表人：姜建清。
  中国工商银行的业务范围包括：
  负债业务:人民币储蓄；外币储蓄；储蓄旅行支票；外汇借款；同业人民币、外汇拆入；发行金融债券等；
  资产业务：短期、中期和长期人民币和外汇流动资金贷款、固定资产贷款；外汇转贷款；住房开发贷款；具有专门用途的贷款；消费性贷款（汽车消费贷款；个人大额耐用消费品贷款；个人住房贷款）；委托贷款和特定贷款；票据贴现；国债、政策性金融债券认购业务；同业人民币、外汇拆出；项目贷款评估和信用等级评定等；
  中间业务：人民币现金结算、转账结算；国际结算；代理业务（代收代付；代理企业债券、股票、国库券等有价证券发行、清算、兑付、托管；黄金现货买卖、交易清算、实物交割、租赁黄金、黄金项目融资；黄金清算交易；企业年金业务；代理发行金融债券；代理保险；代理保管有价证券、有价物品；出租保管箱；代理政策性金融业务或其它金融机构业务等）；人民币及外汇银行卡业务；信息咨询业务（资信调查；资产评估；金融信息咨询；行业信息网服务；开立人民币存款证明）；外汇中间业务（进口开证；进口代收；汇出汇款；来证通知；议付；托收；汇入汇款；结汇；售汇；旅行支票；代客外汇买卖；外汇票据的承兑和贴现；外汇担保；外汇存款证明；代理发行股票以外的外币有价证券；代理买卖股票以外的外币有价证券；外币兑换；为利用国际金融组织贷款的项目开立周转金账户）；融资类和履约类担保业务；商人银行业务（融资顾问和银团贷款安排；企业财务顾问；企业海外上市）；个人理财服务；投资基金管理、托管和销售；其他受托和委托资产管理；企业资信评级及其它中间业务等。

3. 中国工商银行简介

中国工商银行（INDUSTRIAL AND COMMERCIAL BANK OF CHINA，简称ICBC ，工行）成立于1984年1月1日。 
总行位于北京复兴门内大街55号，是中央管理的大型国有银行， 国家副部级单位。中国工商银行的基本任务是依据国家的法律和法规，通过国内外开展融资活动筹集社会资金，加强信贷资金管理，支持企业生产和技术改造，为我国经济建设服务。 
2017年2月，Brand Finance发布2017年度全球500强品牌榜单，中国工商银行排名第10位。 2018年6月20日，《中国500最具价值品牌》分析报告发布，中国工商银行排名第4位。
2018年7月，英国《银行家》杂志发布2018年全球银行1000强排名榜单，中国工商银行排名第1位。 2018年《财富》世界500强排名第26位。 
2018年12月18日，世界品牌实验室编制的《2018世界品牌500强》揭晓，中国工商银行排名第43位。2019年6月26日，中国工商银行等8家银行首批上线运行企业信息联网核查系统。 
2019年7月，入选2019《财富》世界500强，排名26。

扩展资料：
进入21世纪以来，工行境外机构的竞争发展能力有了显著提升。境外机构总资产从2000年的36亿美元增至2011年的1320亿美元，拨备后利润从3400万美元增至13亿美元，除个别当年新设机构外，其他境外机构均实现盈利，境外机构资产和利润年复合增长率达到39%左右。
资产质量稳定改善，不良资产率从2001年的4.49%降至2011年的0.19%。2011年，工行境外机构净资产收益率（ROE）平均为12.4％，回报水平超过一些欧美大银行；人均资产1.4亿元人民币，人均净利润87万元人民币，超过全行平均水平，体现出较高的经营效率。
2009年11月，在我国首次召开的国际监管联席会议选择工商银行作为评价对象，来自10个国家和地区的监管机构对工行的稳健经营成绩给予了较高评价。境外机构发展从孤岛状态到纳入全球一体化平台，科技优势充分发挥。
2003年，工行明确提出“要建立客户、业务、技术、信息的统一平台，形成有机联系的整体网络结构；加快海外数据中心建设，实现海外与国内数据中心对接”的发展目标。2006年，工行在中资同业中率先启动了自主研发的FOVA系统建设。
功能覆盖存款、贷款、汇款、银行卡、网上银行、国际结算、贸易融资、金融市场等多个领域。经过几年的不懈努力，目前FOVA系统已在34家境外机构成功投产，覆盖除工银亚洲外的全部境外机构。
工行还从2005年开始积极推动境外机构单证业务集中处理，目前全部境内外机构的国际结算单证业务均已上挂总行单证中心，国际业务集约化经营水平领先国内同业。
参考资料来源：百度百科-中国工商银行
参考资料来源：人民网-姜建清：工商银行的国际化发展之路

4. 工商银行简历

你重新登录看看 用IE了吗？

5. 工商银行简历哪里有下载

http://www.icbc.com.cn/index.jsp
这里有个,试一试.

6. 工商银行简历照片的问题

用PS。。发给我吧，我帮你弄 
联系方式我资料里有，，这里貌似显示不了

7. 工商银行的基本简介？

工行的网页都有介绍，登陆工商银行的官网就可以看到了。

8. 深圳工行简介

深圳市分行是总行直属分行。深圳市工行主要零售银行和主要清算银行的市场地位，形成了柜台、自助银行和电子银行。先后推出了牡丹金融IC卡、牡丹爱购卡、“房易网”二手房网上自主交易平台、中小企业上市一路通